Annuities issued by Transamerica Life Insurance Company in Cedar Rapids, Iowa and Transamerica Financial Life Insurance Company in Harrison, New York. Transamerica Financial
Life Insurance Company is licensed in New York. Transamerica Funds are mutual funds advised by Transamerica Asset Management, Inc. References to Transamerica
pertain either individually or collectively to these Transamerica companies. Variable annuities and mutual funds are distributed by Transamerica Capital, Inc.

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